This analysis is easy to read and understand, gives detailed information about not only the claiming strategy but also the details that went into determining it, and other information that can assist with the rest of your retirement planning. A Social Security expert will be working with you along the way as well to answer your questions.

This is for both you and your spouse. If you are married, we're going to ask for the information and documents for both of you. The Social Security Analysis with be run with both of you in mind because we want to maximize your claiming strategy for both of you. Running the analysis separately when married could give varying recommendations that may not maximize your benefits or take into account other benefits you may qualify for such as spousal or survivor benefits.

Your highest 35 years of earnings in order to calculate your benefit amount. However, we look at your full earnings history to make sure we have all the information needed to help you maximize your claiming strategy.

On average, the process takes no more than five days to complete. This depends on availability of schedules and how quickly the needed information can be gathered. But once the meetings start, the process goes very quickly.

Our Social Security Analysis is best for people who are age 50 or older and are beginning their retirement planning. While signing up sooner is available, we've found there are more updates that need to be made to make sure everything is up to date and the estimates aren't too much of an estimate. At age 50 or later, we're able to be more accurate in our assumptions and the more time you can give yourself before age 62, the better you can plan to be able to maximize your claiming strategy.

No because the Social Security Administration does not handle determining claiming strategies. They can help you to know how much your benefit amount will be at different ages, but they aren't in the business to help you to maximize your benefits just in the business to help you file when you are ready. You could ask them questions to help you understand Social Security better, but you may not get many answers depending on the knowledge of the representative you are in contact with.

We look at your personal facts and circumstances and consider things such as how long you have worked, what your income has been, when you plan to retire, what other benefits you qualify for, and how long you're expected to live. Once we have the recommended claiming strategy, we then discuss and consider how it fits in with the rest of your goals and income needs for retirement.

We start with an initial meeting to get to know you better. We want to make sure we have not only the financial details for the analysis, but also have an understanding of your retirement goals and how Social Security is going to fit into those.

​​Our second meeting is to go over the Social Security Analysis, let you know your maximized claiming strategy and why it was recommended, and answer any questions you may have. The whole process is simple, straightforward, and takes no more than a week depending on availability and how quickly you can get us your documents and information.